Loans For Cars :: News
SHARE

Share this news item!

MONEYME's Strategic Move: $455 Million Boost for Autopay's Growth

Enhancing Car Loan Accessibility Through Securitisation

MONEYME's Strategic Move: $455 Million Boost for Autopay's Growth?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

In a significant development within Australia's auto finance sector, non-bank lender MONEYME has successfully priced a $455.4 million asset-backed securitisation (ABS) for its secured car loan product, Autopay.
This transaction marks the company's second major auto bond deal, following a $517.5 million transaction earlier in the financial year, underscoring MONEYME's rapid expansion and growing influence in the market.

The substantial growth of Autopay is evident, with the loan book increasing by 47% to reach $912 million in the 2025 financial year. This impressive trajectory is largely attributed to MONEYME's strategic efforts to broaden its distribution channels, notably by expanding its network of broker and dealer referral partners by over 50%. Such initiatives have significantly enhanced the accessibility and appeal of Autopay's offerings to a wider consumer base.

Furthermore, the timing of this securitisation aligns with MONEYME's recent foray into the private sales market, a sector that accounts for more than half of all used car sales in Australia. By tapping into this substantial segment, MONEYME positions itself to capture a larger share of the auto finance market, offering tailored solutions that cater to the diverse needs of Australian car buyers.

For consumers, this development translates into more competitive and accessible car loan options. The infusion of capital through securitisation enables MONEYME to offer attractive interest rates and flexible terms, making vehicle financing more attainable for a broader audience. Prospective borrowers are encouraged to explore these new offerings, comparing them with existing options to secure the best possible deal that aligns with their financial circumstances.

As the auto finance landscape continues to evolve, MONEYME's strategic initiatives exemplify the dynamic nature of the industry. By leveraging securitisation to fuel growth and expand into new market segments, the company not only enhances its own market position but also contributes to a more competitive and consumer-friendly car loan environment in Australia.

Published:Tuesday, 25th Nov 2025
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Finance News

China Overtakes Japan as Australia's Top Vehicle Import Source
China Overtakes Japan as Australia's Top Vehicle Import Source
10 Apr 2026: Paige Estritori
February 2026 witnessed a significant shift in Australia's automotive import landscape, with China surpassing Japan as the largest source of new vehicles. This marks the first time in 28 years that Japan has been dethroned from the top spot. - read more
Rising Fuel Prices Accelerate Australia's Shift to Electric Vehicles
Rising Fuel Prices Accelerate Australia's Shift to Electric Vehicles
10 Apr 2026: Paige Estritori
As fuel prices in Australia continue to climb, reaching up to $2.50 per litre for unleaded petrol and surpassing $3 per litre for diesel, a growing number of consumers are turning to electric vehicles (EVs) as a cost-effective alternative. - read more
ASIC Calls for Improved Standards in Car Finance Lending
ASIC Calls for Improved Standards in Car Finance Lending
02 Apr 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has conducted a comprehensive review of the motor vehicle finance sector, uncovering significant concerns regarding lending practices. This examination has highlighted issues such as exorbitant establishment fees and a troubling rate of early loan defaults, raising questions about the adequacy of current lending standards. - read more
Australia's Car Buying Experience Transformed by Digital Finance
Australia's Car Buying Experience Transformed by Digital Finance
02 Apr 2026: Paige Estritori
Australia's automotive market is undergoing a significant transformation, driven by the rapid adoption of digital finance solutions. As consumers increasingly turn to online platforms for their financial needs, the car buying process is becoming faster, more transparent, and user-friendly. - read more
Decline in Australia's Used Car Market: Sales and Listings Down
Decline in Australia's Used Car Market: Sales and Listings Down
02 Apr 2026: Paige Estritori
The Australian used car market has shown signs of cooling, with both sales and listings experiencing a decline towards the end of 2025. This trend reflects a shift in consumer behavior and market dynamics after a prolonged period of heightened activity. - read more
Carconnect's Administration: Impact on Australian Car Buyers
Carconnect's Administration: Impact on Australian Car Buyers
25 Mar 2026: Paige Estritori
In early March 2026, Australian car-buying platform Carconnect entered voluntary administration, leaving approximately 200 customers without the vehicles they had paid for. This unexpected development has raised significant concerns about consumer protection within the online car purchasing sector. - read more
ASIC's Findings Highlight Urgent Need for Reform in Car Finance Lending Practices
ASIC's Findings Highlight Urgent Need for Reform in Car Finance Lending Practices
25 Mar 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has conducted a comprehensive review of the motor vehicle finance sector, uncovering significant concerns regarding lending practices. This examination has highlighted issues such as exorbitant establishment fees and a troubling rate of early loan defaults, raising questions about the adequacy of current lending standards. - read more


Car Loans Articles

Self-Employed? Here's How You Can Qualify for a Car Loan in Australia
Self-Employed? Here's How You Can Qualify for a Car Loan in Australia
Stepping into the world of self-employment can be a profoundly liberating experience, offering greater flexibility and the potential for financial independence. However, when it comes to securing finance for substantial purchases like a vehicle, self-employed individuals may face unique hurdles. Traditional lenders often favor those with a stable employment history and regular income statements, which can put the self-employed at a disadvantage. - read more
How to Find Budget-Friendly Car Insurance for Your New Vehicle
How to Find Budget-Friendly Car Insurance for Your New Vehicle
Buying a new vehicle is an exciting experience, but finding budget-friendly car insurance can often feel overwhelming. Understanding how to navigate the landscape of car insurance is crucial to ensuring you get the best deal possible. - read more
The Credit-Savvy Car Buyer’s Guide to Obtaining Affordable Insurance
The Credit-Savvy Car Buyer’s Guide to Obtaining Affordable Insurance
Embarking on the journey of car ownership comes with its share of responsibilities, one of which is securing affordable insurance. Understanding the intricacies of insurance rates is central to managing this recurring expense effectively. Insurers take into account numerous factors when determining your premium, including but not limited to driving history, vehicle type, and geographic location. - read more
Loans for Cars: Finding out if you Qualify
Loans for Cars: Finding out if you Qualify
Qualifying for a car loan isn't all that difficult. There are a few key things that lenders will look at when considering your application, including your income, credit history/existing loans, employment, age, and residency atatus. As long as you have a good understanding of these factors, you’ll be in a much better position to qualify for a car loan. Keep reading to learn everything you need to know about qualifying for a car loan! - read more
Loans for Cars: Getting an Even Better Deal
Loans for Cars: Getting an Even Better Deal
If you're in the market for a new car, you're probably wondering what you need to do to get the best car loan. It's no secret that the car dealership will try to sell you a loan, but you don't have to take their offer! In fact, you can get a much better loan if you know what you're doing. - read more
The Ultimate Guide to Fast Track Your Car Loan in Australia
The Ultimate Guide to Fast Track Your Car Loan in Australia
Welcome to The Ultimate Guide to Fast Track Your Car Loan in Australia, designed to help you navigate the exciting journey of buying a car for the first time. Buying a car is a significant milestone, and securing the right finance can make all the difference. - read more
Five Common Mistakes First-Time Car Buyers Make and How to Avoid Them
Five Common Mistakes First-Time Car Buyers Make and How to Avoid Them
Buying your first car is an exciting milestone that can offer a sense of independence and freedom. Whether you're envisioning weekend getaways or a smoother daily commute, the joy of car ownership holds a special thrill. However, alongside this excitement, it is crucial to approach this journey with awareness and preparation to ensure you make a smart financial decision. - read more


Start Here !
life insurance
Apply now for your free Insurance assessment and price comparisons!

Life Cover Amount:
Your Postcode:
All quotes are provided free and without obligation. We respect your privacy.
Need A Car Loan Right Now?
Compare car loan rates & options from participating car finance brokers and lenders in our national referral panel to help you find competitive finance solutions. Fast and free... our initial eligibility assessment does not access your credit file!

 START HERE.

Loan Amount:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Compare car loan rates & options from participating car finance brokers and lenders in our national referral panel to help you find competitive finance solutions. Fast and free... our initial eligibility assessment does not access your credit file!

Knowledgebase
Discount Rate:
The interest rate used to determine the present value of future cash flows, often used in discounted cash flow analysis.