Loans For Cars :: News
SHARE

Share this news item!

MONEYME's Strategic Move: $455 Million Boost for Autopay's Growth

Enhancing Car Loan Accessibility Through Securitisation

MONEYME's Strategic Move: $455 Million Boost for Autopay's Growth?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

In a significant development within Australia's auto finance sector, non-bank lender MONEYME has successfully priced a $455.4 million asset-backed securitisation (ABS) for its secured car loan product, Autopay.
This transaction marks the company's second major auto bond deal, following a $517.5 million transaction earlier in the financial year, underscoring MONEYME's rapid expansion and growing influence in the market.

The substantial growth of Autopay is evident, with the loan book increasing by 47% to reach $912 million in the 2025 financial year. This impressive trajectory is largely attributed to MONEYME's strategic efforts to broaden its distribution channels, notably by expanding its network of broker and dealer referral partners by over 50%. Such initiatives have significantly enhanced the accessibility and appeal of Autopay's offerings to a wider consumer base.

Furthermore, the timing of this securitisation aligns with MONEYME's recent foray into the private sales market, a sector that accounts for more than half of all used car sales in Australia. By tapping into this substantial segment, MONEYME positions itself to capture a larger share of the auto finance market, offering tailored solutions that cater to the diverse needs of Australian car buyers.

For consumers, this development translates into more competitive and accessible car loan options. The infusion of capital through securitisation enables MONEYME to offer attractive interest rates and flexible terms, making vehicle financing more attainable for a broader audience. Prospective borrowers are encouraged to explore these new offerings, comparing them with existing options to secure the best possible deal that aligns with their financial circumstances.

As the auto finance landscape continues to evolve, MONEYME's strategic initiatives exemplify the dynamic nature of the industry. By leveraging securitisation to fuel growth and expand into new market segments, the company not only enhances its own market position but also contributes to a more competitive and consumer-friendly car loan environment in Australia.

Published:Tuesday, 25th Nov 2025
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Rate this article

0 Comments

No comments yet. Be the first to share your thoughts.

Finance News

What July�s Lowest Car Loan Rates Mean for Buyers
What July’s Lowest Car Loan Rates Mean for Buyers
09 Jul 2026: Paige Estritori
Australian car buyers have a fresh reminder this week that the lowest advertised rate is not always the same as the cheapest loan. Canstar’s latest July 2026 car loan comparison update shows secured car loan offers starting from 5.67% for a $50,000 loan over five years, with MoneyPlace and Stratton Finance both appearing at that headline rate in the snapshot. However, their comparison rates differ, underlining why the total loan cost needs closer attention. - read more
Non-Bank Lenders Now Play a Bigger Role in Australian Car Finance
Non-Bank Lenders Now Play a Bigger Role in Australian Car Finance
25 Jun 2026: Paige Estritori
A new Australian Finance Industry Association report, released on 5 June 2026, highlights how important non-bank lenders have become in the vehicle finance market. According to the report, motor finance non-bank lenders helped 507,000 consumer and commercial customers buy vehicles in 2025, providing $24.4 billion in loans. By the end of that year, their active loan books were worth $53 billion. - read more
Electric Vehicles Capture 20% of Australian New Car Market
Electric Vehicles Capture 20% of Australian New Car Market
11 Jun 2026: Paige Estritori
In May 2026, electric vehicles (EVs) achieved a significant milestone in Australia, accounting for 20% of all new car sales. This development indicates a substantial shift in consumer preferences towards more sustainable transportation options. - read more
ASIC Calls for Enhanced Standards in Auto Finance Lending
ASIC Calls for Enhanced Standards in Auto Finance Lending
11 Jun 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has conducted a comprehensive review of the motor vehicle finance sector, uncovering significant concerns regarding lending practices. This examination has highlighted issues such as exorbitant establishment fees and a troubling rate of early loan defaults, raising questions about the adequacy of current lending standards. - read more
Electric Vehicle Financing Defies Market Trends with 48% Growth
Electric Vehicle Financing Defies Market Trends with 48% Growth
04 Jun 2026: Paige Estritori
In a remarkable development, electric vehicle (EV) financing in Australia has experienced a 48% year-on-year increase, even as the overall motor finance market saw a 3% decline. This data, released by the Australian Finance Industry Association (AFIA), underscores a significant shift in consumer preferences towards sustainable transportation options. - read more
Understanding the Impact of RBA's Rate Hikes on Your Borrowing Power
Understanding the Impact of RBA's Rate Hikes on Your Borrowing Power
04 Jun 2026: Paige Estritori
The Reserve Bank of Australia (RBA) has implemented three consecutive rate hikes in 2026, bringing the official cash rate to 4.35%. With the next RBA board meeting scheduled for 16 June, borrowers across Australia are keenly awaiting potential further changes and their implications. - read more
Toyota Expands Electric Vehicle Offerings with Hilux BEV and bZ4X Touring
Toyota Expands Electric Vehicle Offerings with Hilux BEV and bZ4X Touring
28 May 2026: Paige Estritori
Toyota has made significant strides in the Australian electric vehicle (EV) market with the recent launch of the Hilux BEV and the bZ4X Touring. These additions reflect Toyota's commitment to providing a diverse range of low-emission vehicles tailored to various consumer preferences. - read more


Car Loans Articles

Five Common Mistakes First-Time Car Buyers Make and How to Avoid Them
Five Common Mistakes First-Time Car Buyers Make and How to Avoid Them
Buying your first car is an exciting milestone that can offer a sense of independence and freedom. Whether you're envisioning weekend getaways or a smoother daily commute, the joy of car ownership holds a special thrill. However, alongside this excitement, it is crucial to approach this journey with awareness and preparation to ensure you make a smart financial decision. - read more
The Ultimate Guide to Fast Track Your Car Loan in Australia
The Ultimate Guide to Fast Track Your Car Loan in Australia
Welcome to The Ultimate Guide to Fast Track Your Car Loan in Australia, designed to help you navigate the exciting journey of buying a car for the first time. Buying a car is a significant milestone, and securing the right finance can make all the difference. - read more
Loans for Cars: Finding the Best Financing Options
Loans for Cars: Finding the Best Financing Options
The cost of buying a car is a major financial commitment, so it's important to consider all of your options before making a purchase. In this article, we look at some of the pros and cons of the most common car financing options, including leasing, hire purchase and paying cash, and what difference it makes whether you are buying a new or used vehicle. - read more
Temporary Resident? Learn How You Can Qualify for an Australian Car Loan
Temporary Resident? Learn How You Can Qualify for an Australian Car Loan
Welcome to your comprehensive guide on navigating the Australian car loan landscape as a temporary resident. Whether you're here for work, study, or leisure, having your own vehicle can vastly improve your time in Australia. However, securing a loan for a car might seem like a formidable task given your temporary status. That's where this article steps in—to enlighten and empower you in this financial journey. - read more
Common Car Loan Pitfalls and How to Steer Clear of Them
Common Car Loan Pitfalls and How to Steer Clear of Them
Buying a car is a significant financial decision, and for many Australians, this means taking out a car loan. - read more
Leveraging Trade-In Values and Loans for an Australian Car Upgrade
Leveraging Trade-In Values and Loans for an Australian Car Upgrade
For many Australians, a car is more than just a means of transportation; it's a symbol of freedom, a tool for exploration, and often, a reflection of personal style. With the auto market continually evolving, staying abreast of current trends is key for car buyers looking to upgrade. New models with advanced technology, improved fuel efficiency, and enhanced safety features enter the market each year, making the prospect of upgrading increasingly appealing. - read more
Loans for Cars: Finding out if you Qualify
Loans for Cars: Finding out if you Qualify
Qualifying for a car loan isn't all that difficult. There are a few key things that lenders will look at when considering your application, including your income, credit history/existing loans, employment, age, and residency atatus. As long as you have a good understanding of these factors, you’ll be in a much better position to qualify for a car loan. Keep reading to learn everything you need to know about qualifying for a car loan! - read more


Need A Car Loan Right Now?
Compare car loan rates & options from participating car finance brokers and lenders in our national referral panel to help you find competitive finance solutions. Fast and free... our initial eligibility assessment does not access your credit file!

 START HERE.

Loan Amount:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Compare car loan rates & options from participating car finance brokers and lenders in our national referral panel to help you find competitive finance solutions. Fast and free... our initial eligibility assessment does not access your credit file!

Knowledgebase
Principal:
The original sum of money invested or lent, on which basis interest and returns are calculated.