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Finance News
Year: Month:

Australia’s Housing Market: Navigating the First Home Guarantee Scheme Australia’s Housing Market: Navigating the First Home Guarantee Scheme
07 Oct 2025: Paige Estritori

The Albanese government's new First Home Guarantee scheme, effective from Wednesday, aims to assist first-time home buyers by enabling them to purchase property with just a 5% deposit. This means buyers won’t need to pay lenders’ mortgage insurance, as taxpayers will underwrite 15% of the mortgage. This initiative has generated a lot of interest among potential buyers. - read more
Australian Home Prices Reach New Heights Following Interest Rate Reductions Australian Home Prices Reach New Heights Following Interest Rate Reductions
07 Oct 2025: Paige Estritori

In September 2025, Australia's housing market experienced a significant upswing, with national median home prices increasing by 0.8% to a record A$857,280. This marks the fastest monthly growth in a year, as reported by property consultant Cotality. The quarterly growth rate also accelerated to 2.2%, up from 1.5% in the previous quarter. - read more
ANZ Bank Faces Record A$240 Million Fine for Compliance Failures ANZ Bank Faces Record A$240 Million Fine for Compliance Failures
07 Oct 2025: Paige Estritori

In September 2025, ANZ, one of Australia's major banks, agreed to pay a record A$240 million fine following a series of serious regulatory breaches. The Australian Securities and Investments Commission (ASIC) cited misconduct including misleading the government during a A$14 billion bond deal, neglecting to act on customer hardship notices, and failing to refund fees to deceased clients. - read more
Surge in Home Loan Refinancing as Borrowers Capitalise on Lower Interest Rates Surge in Home Loan Refinancing as Borrowers Capitalise on Lower Interest Rates
07 Oct 2025: Paige Estritori

The Australian Bureau of Statistics (ABS) reported a notable increase in home loan refinancing during the March quarter of 2025, with 65,030 loans refinanced between lenders—a 5.1% rise compared to the preceding quarter. This surge is largely driven by shifts in the cash rate, which influence borrowers' negotiating leverage with lenders. - read more
Australia Partners with Japan's Mitsubishi for New Naval Frigates Australia Partners with Japan's Mitsubishi for New Naval Frigates
07 Oct 2025: Paige Estritori

In a significant move to bolster its naval capabilities, Australia has awarded a AU$10 billion (US$6.5 billion) contract to Japan's Mitsubishi Heavy Industries for the construction of 11 new Mogami-class frigates. This decision marks the largest defense industry agreement between Japan and Australia to date and represents one of Japan's most substantial defense exports. - read more
Unprecedented Algal Bloom in South Australia Threatens Marine Ecosystem Unprecedented Algal Bloom in South Australia Threatens Marine Ecosystem
07 Oct 2025: Paige Estritori

Since March 2025, South Australia's coastline has been grappling with a harmful algal bloom (HAB) that has severely impacted marine life, the fishing industry, and tourism. The bloom, attributed to the proliferation of the microalgae Karenia mikimotoi, has led to the deaths of thousands of marine creatures and has caused health issues among beachgoers, including respiratory problems and eye irritation. - read more
Revitalizing Australia's Maritime Industry Through a National Strategic Fleet Revitalizing Australia's Maritime Industry Through a National Strategic Fleet
07 Oct 2025: Paige Estritori

Australia's maritime industry is at a crossroads, with only nine Australian-crewed ships currently operating. In response to this decline, industry leaders and policymakers are advocating for the establishment of a National Strategic Fleet to bolster the nation's shipping capabilities and secure vital supply chains. - read more
Westpac's Limited-Time Offer: $0 Establishment Fee on Motorcycle Loans Westpac's Limited-Time Offer: $0 Establishment Fee on Motorcycle Loans
07 Oct 2025: Paige Estritori

Westpac has announced a promotional offer for individuals seeking to finance their motorcycle purchases. Until 30 October 2025, the bank is waiving the $250 establishment fee on its unsecured personal loans for motorcycles. This initiative aims to make motorbike ownership more accessible and affordable for Australians. - read more
National Finance and Loans Joins Forces with Honda Racing Australia National Finance and Loans Joins Forces with Honda Racing Australia
07 Oct 2025: Paige Estritori

National Finance and Loans (NFAL) has entered into a multi-year partnership with Honda Racing Australia, marking a significant collaboration in the Australian motorcycle racing scene. This alliance was unveiled at the final round of the Australian Supercross Championship, where NFAL assumed title rights for rider Alex Larwood's #5 entry. - read more
Plenti's Competitive Motorbike Loans: Finance Your Dream Ride Plenti's Competitive Motorbike Loans: Finance Your Dream Ride
07 Oct 2025: Paige Estritori

Plenti, a multi-award-winning personal lender, has introduced motorbike loans with interest rates starting from 6.28% per annum. This offering is designed to assist Australians in financing their dream motorcycles, whether new or used. - read more
Westpac's Strategic Expansion in Business Lending Westpac's Strategic Expansion in Business Lending
05 Oct 2025: Paige Estritori

Westpac Banking Corporation is embarking on a significant expansion of its business banking division, aiming to hire 350 new bankers over the next two years. This initiative is part of Westpac's strategy to reclaim its leadership position in Australia's business lending sector. - read more
CBA Achieves Record Profit Through Robust Lending Growth CBA Achieves Record Profit Through Robust Lending Growth
05 Oct 2025: Paige Estritori

The Commonwealth Bank of Australia (CBA) has announced a record full-year cash profit of A$10.25 billion for the fiscal year ending June 30, 2025. This achievement surpasses analyst expectations and marks an increase from the previous year's profit of A$9.84 billion. - read more
NAB's Third-Quarter Earnings Reflect Steady Growth NAB's Third-Quarter Earnings Reflect Steady Growth
05 Oct 2025: Paige Estritori

National Australia Bank (NAB) has reported a marginal increase in third-quarter cash earnings, reaching A$1.77 billion, up from A$1.75 billion in the same period last year. This growth is supported by improved net interest margins and increased lending volumes. - read more
MotorCycle Holdings Expands National Presence with Strategic Acquisition MotorCycle Holdings Expands National Presence with Strategic Acquisition
05 Oct 2025: Paige Estritori

MotorCycle Holdings Limited (ASX: MTO) has significantly expanded its national footprint by acquiring select dealership and eCommerce assets from the Peter Stevens and Harley-Heaven networks. This strategic move enhances the company's presence across four Australian states and introduces new product categories to its portfolio. - read more
Westpac's Strategic Expansion in Business Banking Westpac's Strategic Expansion in Business Banking
05 Oct 2025: Paige Estritori

Westpac Banking Corporation has announced a significant expansion in its business banking division, with plans to recruit 350 new bankers over the next two years. This strategic move is part of Westpac's concerted effort to reclaim its leadership position in Australia's business lending market. - read more
New Credit Check Requirements for BNPL Services in Australia New Credit Check Requirements for BNPL Services in Australia
05 Oct 2025: Paige Estritori

The Australian government has introduced new legislation mandating that buy-now-pay-later (BNPL) providers conduct credit checks on borrowers. This move aims to align BNPL services with traditional credit providers, enhancing consumer protection and financial transparency. - read more
APRA's Decision to Retain the 3% Serviceability Buffer APRA's Decision to Retain the 3% Serviceability Buffer
05 Oct 2025: Paige Estritori

The Australian Prudential Regulation Authority (APRA) has announced its decision to maintain the 3% serviceability buffer for home loan lending. This buffer requires lenders to assess a borrower's ability to meet loan repayments at an interest rate 3% higher than the current rate, ensuring borrowers can withstand potential rate increases. - read more
Star Entertainment Group Secures Loan Covenant Waiver Amid Financial Challenges Star Entertainment Group Secures Loan Covenant Waiver Amid Financial Challenges
05 Oct 2025: Paige Estritori

Star Entertainment Group, a prominent Australian casino operator, has successfully secured a loan covenant waiver under its syndicated facility agreement as of September 30, 2025. This development comes at a critical juncture for the company, which has been navigating a series of financial and operational challenges. - read more
ANZ Bank Faces A$240 Million Penalty for Bond Deal Misconduct and Customer Service Failures ANZ Bank Faces A$240 Million Penalty for Bond Deal Misconduct and Customer Service Failures
05 Oct 2025: Paige Estritori

ANZ Group, Australia's fourth-largest bank, has agreed to pay a record A$240 million ($159.5 million) in penalties following investigations by the Australian Securities and Investments Commission (ASIC) for major misconduct. The violations include acting unconscionably during a A$14 billion government bond deal in April 2023, which the regulator says led to A$26 million in lost government funds. ANZ’s improper trading placed downward pressure on bond prices, undermining government funding. - read more
Commonwealth Bank of Australia Achieves Record A$10.25 Billion Profit Amid Lending Surge Commonwealth Bank of Australia Achieves Record A$10.25 Billion Profit Amid Lending Surge
05 Oct 2025: Paige Estritori

Commonwealth Bank of Australia (CBA) has reported a record full-year cash profit of A$10.25 billion ($6.69 billion) for the fiscal year ending June 30, 2025. This impressive performance is attributed to robust growth in both home and business lending, coupled with stable interest margins. - read more
ANZ Bank Penalised AU$240 Million for Corporate Misconduct ANZ Bank Penalised AU$240 Million for Corporate Misconduct
05 Oct 2025: Paige Estritori

In a landmark decision, ANZ Bank has agreed to pay a record AU$240 million penalty following investigations by the Australian Securities and Investments Commission (ASIC) into significant corporate misconduct. This penalty, the largest ever imposed on a single entity for corporate wrongdoing in Australia, underscores the gravity of ANZ's violations and their widespread impact on customers and the federal government. - read more
RBA Calls for Prudent Lending as Borrower Financial Health Improves RBA Calls for Prudent Lending as Borrower Financial Health Improves
05 Oct 2025: Paige Estritori

The Reserve Bank of Australia (RBA) has recently highlighted the need for continued caution in lending practices, even as data indicates an improvement in borrowers' financial health. This advisory comes in the context of a dynamic economic environment where both opportunities and risks coexist. - read more
Australian Marine Industry Achieves $229 Billion Economic Milestone Australian Marine Industry Achieves $229 Billion Economic Milestone
05 Oct 2025: Paige Estritori

The Australian marine industry has reached a remarkable economic milestone, with its output soaring to $229 billion in 2023. This 19% increase from previous years underscores the sector's robust growth and its pivotal role in the national economy. - read more
Coffs Harbour Marina Transformed with World-Class Upgrade Coffs Harbour Marina Transformed with World-Class Upgrade
05 Oct 2025: Paige Estritori

Marine Structures, Australia's leading marine infrastructure provider, has successfully completed a multi-million-dollar upgrade of the Coffs Harbour Marina. This significant development delivers a world-class boating facility to the New South Wales coast, enhancing the experience for both local and visiting boating enthusiasts. - read more
Westpac's Bold Move to Reclaim Business Lending Leadership Westpac's Bold Move to Reclaim Business Lending Leadership
05 Oct 2025: Paige Estritori

Westpac Banking Corporation has unveiled an ambitious plan to bolster its presence in the Australian business lending market by recruiting 350 additional bankers over the next two years. This initiative is part of Westpac's broader strategy to reclaim its former leadership position in the sector, which has seen intensified competition among Australia's major banks. - read more
CBA's Record-Breaking Profit Fueled by Robust Lending Growth CBA's Record-Breaking Profit Fueled by Robust Lending Growth
05 Oct 2025: Paige Estritori

The Commonwealth Bank of Australia (CBA) has announced a record full-year cash profit of A$10.25 billion for the fiscal year ending June 30, 2025. This impressive figure surpasses both analyst expectations and the previous year's profit of A$9.84 billion, highlighting the bank's strong performance in a competitive financial landscape. - read more
Japanese Banks SMBC and MUFG Drive Business Lending Growth in Australia Japanese Banks SMBC and MUFG Drive Business Lending Growth in Australia
05 Oct 2025: Paige Estritori

Australia's business lending sector is witnessing a significant shift as Japanese banking giants Sumitomo Mitsui Banking Corporation (SMBC) and Mitsubishi UFJ Financial Group (MUFG) emerge as leading growth drivers. In July 2025, the combined business loan books of Australia's top 10 authorised deposit-taking institutions (ADIs) reached A$925 billion, with SMBC and MUFG recording the highest percentage growth rates among them. - read more
Australian Motorcycle Sales Experience Downturn in Early 2025 Australian Motorcycle Sales Experience Downturn in Early 2025
05 Oct 2025: Paige Estritori

The Australian motorcycle market has experienced a slight decline in sales during the first quarter of 2025, with a 3.5% decrease compared to the same period in 2024. This downturn reflects the broader economic challenges affecting discretionary spending among consumers. - read more
Exploring Australia's Two-Speed Economy and the Growing Wealth Divide Exploring Australia's Two-Speed Economy and the Growing Wealth Divide
05 Oct 2025: Paige Estritori

Recent analyses have highlighted a growing economic divide in Australia, often referred to as a 'two-speed economy.' This phenomenon is characterized by significant disparities between different demographics, businesses, and regions, driven by factors such as persistent inflation, elevated interest rates, and housing pressures. - read more
Record Growth in Electric and Hybrid Vehicle Financing in Australia Record Growth in Electric and Hybrid Vehicle Financing in Australia
04 Oct 2025: Paige Estritori

The Australian Finance Industry Association (AFIA) has released its latest Electric Vehicle & Hybrid Finance Report, revealing a significant surge in financing for electric and hybrid vehicles across the nation. In 2024, Australians secured over $6.17 billion in loans for these vehicles, representing a 50% increase compared to the previous year. This substantial growth underscores a clear shift towards cleaner transportation options among both consumers and businesses. - read more
Thailand's New Loan Guarantee Program Aims to Boost Pickup Truck Sales Thailand's New Loan Guarantee Program Aims to Boost Pickup Truck Sales
04 Oct 2025: Paige Estritori

In a strategic move to rejuvenate its automotive sector, Thailand has introduced a loan guarantee program specifically targeting pickup truck sales. The government has allocated a 5 billion baht (approximately $147.80 million) support package over seven years, aiming to incentivize financial institutions to approve loans for pickup trucks—a segment that traditionally accounts for a significant portion of the country's domestic auto sales. - read more
Increase in Car Loan Delinquencies Signals Financial Strain Among Australians Increase in Car Loan Delinquencies Signals Financial Strain Among Australians
04 Oct 2025: Paige Estritori

Recent data indicates a concerning rise in car loan delinquencies across Australia, with a 13% increase in vehicle repossessions over the past six months. This trend underscores the growing financial pressures faced by many Australians, as inflation and high interest rates continue to impact household budgets. - read more
Investors and First Home Buyers Surge Back to Australia's Property Market Investors and First Home Buyers Surge Back to Australia's Property Market
03 Oct 2025: Paige Estritori

Australia's property market is experiencing a notable revitalisation, spurred largely by Labor’s recently implemented First Home Guarantee scheme. Designed to make homeownership more accessible, this scheme allows first home buyers to enter the market with just a 5% deposit, bypassing the need for lenders’ mortgage insurance through a taxpayer-guaranteed 15% of the mortgage. Since its introduction, it has sparked significant interest among prospective purchasers, marking a significant shift in the housing sector. - read more
Entireti Revamps Managed Account Platform with Salita Portfolio Services Entireti Revamps Managed Account Platform with Salita Portfolio Services
02 Oct 2025: Paige Estritori

Entireti has revamped its managed account offering following its acquisition of Australian Unity’s financial advice business, launching the Salita Portfolio Services. This new service aims to cater to both licensed and self-licensed practices, encompassing Fortnum Private Wealth, Personal Financial Services, Akumin (formerly AMP licensees), and Entireti Alliances, its newly branded self-licensed service operations. - read more
Social Media: A Lifeline for Pre-Retirees Seeking Financial Advice Social Media: A Lifeline for Pre-Retirees Seeking Financial Advice
02 Oct 2025: Paige Estritori

With financial advisers grappling with the challenge of serving more clients with limited time resources, effectively educating new clients about their financial journey has become a daunting task. According to Deline Jacovides, founder of Mazi Wealth, advisers once had the luxury of time to nurture and educate newcomers, but rising costs now demand clients arrive with a foundational understanding. - read more
First Home Buyers at Risk of Negative Equity Under New Scheme First Home Buyers at Risk of Negative Equity Under New Scheme
02 Oct 2025: Paige Estritori

In a recent analysis by Eliza Owen, the head of research at Cotality, concerns have been raised about the potential financial consequences for first-home buyers under the Albanese government's new 5% deposit scheme. This scheme, known as the First Home Guarantee, allows buyers to purchase property with just a 5% deposit, with the government covering a 15% mortgage guarantee. - read more
RBA's Hawkish Stance Leaves Homeowners Awaiting Rate Cut Relief RBA's Hawkish Stance Leaves Homeowners Awaiting Rate Cut Relief
01 Oct 2025: Paige Estritori

The Reserve Bank of Australia (RBA) has maintained the cash rate at 3.6 per cent, a decision anticipated by economists and market participants. However, the unexpectedly cautious rhetoric from the RBA's board and governor, Michele Bullock has prompted a rethink among analysts on the timing of future rate cuts. - read more
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Adjustable-Rate Mortgage (ARM) Cap:
A limit on how much the interest rate or the payment can change for an Adjustable-Rate Mortgage.