This is the privacy policy statement for Loans For Cars and Clark Family Pty Ltd in relation to this website.
We are committed to protecting your privacy in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). This policy explains how we collect, use, disclose and protect your personal information when you use our website and related services.
Information We Collect and How It is Used
When you contact Loans For Cars, we may collect your name, contact details and the information you choose to include in your message. We use this information to respond to your questions, feedback or privacy requests.
Loans For Cars provides general information, tools and resources. This website does not accept finance or insurance applications, quote requests or eligibility assessments, or collect borrowing or insurance requirements for referral to brokers, lenders or insurers.
If you choose to subscribe to MoneyTips, the contact details you provide through the subscription process are used to provide and administer your informational newsletter subscription. A MoneyTips subscription is not a finance enquiry, quote request or referral request.
We may also use personal information where reasonably necessary to operate and improve the website, respond to a complaint, maintain appropriate records or meet our legal or regulatory obligations.
If you do not provide the contact information needed for a response or subscription, we may not be able to respond to your message or provide the subscription you request.
Disclosure of Personal Information
We may disclose personal information to service providers that assist us in operating the website and administering subscriptions, or where reasonably necessary to respond to an enquiry or complaint or comply with legal or regulatory obligations. We do not pass your contact or subscription details to brokers, lenders or insurers as a finance or insurance referral through this website.
We do not currently disclose personal information to overseas recipients. If our information-handling practices change and personal information is likely to be disclosed to recipients outside Australia, we will update this Privacy Policy as required.
Please note: This website may link to external resources or display third-party advertising. If you visit a third-party website or provide information directly to another organisation, its own privacy policy and terms apply to that interaction.
Cookies and Tracking Technologies
Loans For Cars uses cookies and similar technologies to support website functionality, maintain session information, understand how visitors interact with our website and improve system performance and user experience.
We use Google Analytics 4 for analytics and measurement, and Google Ads website tagging for advertising measurement and conversion-related functionality. These technologies may collect information about your device, browser, pages visited and interactions with our website. Google Signals and Google Analytics user-provided data collection are disabled, as is personalised advertising through our verified Google Analytics-to-Google Ads links.
Where these technologies involve the collection, use or disclosure of personal information, we take reasonable steps to ensure that they are used consistently with applicable privacy requirements. We seek to limit the information collected to what is reasonably necessary for the relevant purpose.
You can control or disable cookies through your browser settings. Where additional consent is required for particular tracking or advertising technologies, we may provide additional notices or consent controls when you use the website.
Security and Retention of Personal Information
We take reasonable steps to protect personal information we hold from misuse, interference, loss, unauthorised access, modification and disclosure. These measures may include access controls, secure systems, authentication measures and other technical and organisational safeguards appropriate to the information being handled.
We retain personal information for as long as reasonably necessary for the purposes for which it was collected, including administering subscriptions, responding to enquiries, maintaining appropriate business and compliance records, resolving complaints and meeting legal or regulatory obligations.
When personal information is no longer required to be retained, we take reasonable steps to securely destroy or de-identify it, subject to any legal or record-keeping requirements.
Access and Correction of Personal Information
You may request access to the personal information we hold about you at any time. We will not charge any fee for making a request but may charge you reasonable costs incurred in providing access, such as photocopying or postage.
You may also request correction of your personal information if you believe it is inaccurate, out of date, incomplete or misleading. We will respond to access and correction requests within a reasonable timeframe.
To make a request, please contact us. We may ask you to submit your request in writing or provide information necessary to verify your identity before providing access to personal information.
Complaints and Dispute Resolution
If you have any concerns about how your personal information has been handled, please contact us so that we can investigate and resolve your concern promptly.
If you are not satisfied with our response, you may refer your complaint to the Office of the Australian Information Commissioner (OAIC):
We regularly review and update our privacy policy to ensure ongoing compliance with applicable laws and best practices. Updates will be published on this page.
Contact Us
If you have any questions about this privacy statement, how we handle your information, or your dealings with this website, please contact us.
FOLLOW US
Follow us!
We are a proud member of the Financial Services Online network!
Connect with us on your favourite social media platform for the latest financial news, views, resources and information.
Embarking on the journey of car ownership comes with its share of responsibilities, one of which is securing affordable insurance. Understanding the intricacies of insurance rates is central to managing this recurring expense effectively. Insurers take into account numerous factors when determining your premium, including but not limited to driving history, vehicle type, and geographic location. - read more
Before applying for car finance, it helps to understand how much you may be able to borrow and what repayment amount could fit comfortably within your budget. - read more
For many Australians, a car is more than just a means of transportation; it's a symbol of freedom, a tool for exploration, and often, a reflection of personal style. With the auto market continually evolving, staying abreast of current trends is key for car buyers looking to upgrade. New models with advanced technology, improved fuel efficiency, and enhanced safety features enter the market each year, making the prospect of upgrading increasingly appealing. - read more
Buying a car involves more than the purchase price. Before you choose a vehicle or arrange finance, it helps to understand ownership costs, borrowing limits, loan terms, reliability, depreciation and the checks that matter before you commit. - read more
Is it that time of the year again when your car insurance is up for renewal? Often, it comes as a reminder in the mail or a notification from your insurer. But instead of instinctively renewing your existing policy, let's pause and explore the underrated benefits of a periodic insurance review. Taking the time to scrutinize your policy could unveil potential savings and align coverage with your current needs. - read more
Welcome to your essential guide for Australian first-time car buyers! Whether you're dreaming of your first sleek, new vehicle or a reliable pre-owned car, buying a car for the first time is a big milestone and an exciting experience. - read more
A secured car loan uses the vehicle as security for the finance. This guide explains what that means in Australia, how PPSR registration works, how secured loans differ from unsecured loans, and the risks borrowers should understand before applying. - read more
Australian car buyers are still committing to vehicle finance, but the latest lending figures suggest they are doing so with more caution. The Australian Bureau of Statistics September quarter 2026 Lending Indicators show new personal fixed-term loan commitments for road vehicles reached about $4.8 billion, up 1.8% from the June quarter, while sitting 2.7% lower than a year earlier. - read more
Australian car buyers have a fresh reason to revisit their finance assumptions after the Reserve Bank of Australia lifted the cash rate target by 0.25 percentage points to 4.85% on 3 November 2026. The move follows September’s increase and confirms that vehicle finance decisions are being made in a tougher interest-rate environment than many households and small businesses faced earlier in the year. - read more
Australian car buyers are heading into the final months of 2026 with a tougher interest-rate backdrop after the Reserve Bank of Australia lifted the cash rate target by 0.25 percentage points, taking it to 4.60% from 30 September 2026. For households and small businesses weighing up a new vehicle, the decision is a reminder that the cost of finance can shift even when the advertised price of a car looks stable. - read more
Recent comparison-market updates suggest Australian car buyers are entering spring with more choice, but not necessarily a simpler decision. Some lenders continue to advertise sharp secured car loan rates, particularly for borrowers with strong credit profiles and newer vehicles. Yet the gap between an appealing headline rate and the amount a borrower actually pays over the life of the loan remains a major issue for households and small businesses planning their next vehicle purchase. - read more
The Australian Taxation Office’s tax-time focus on work-related car expenses is a timely reminder that buying a vehicle for business use is not only a dealership decision. For self-employed Australians, contractors and small business owners, the way a car is used, financed and documented can shape both cash flow and tax record keeping long after the keys are handed over. - read more
Green car loan discounts are becoming a more important part of the vehicle finance conversation as Australian buyers weigh up electric vehicles, plug-in hybrids and fuel-efficient models. Recent comparison market updates show that some lenders continue to position lower-emission vehicles as a preferred segment, with sharper advertised rates or tailored products for eligible cars. - read more
Australia's new-vehicle market is continuing to shift, with the latest industry sales updates pointing to stronger interest in hybrids and plug-in hybrids alongside ongoing demand for electric vehicles. For car loan shoppers, the change is not just about what sits in the driveway. It can influence purchase price, running costs, expected resale value and the way lenders assess the vehicle being financed. - read more
Certificate of Deposit (CD): A savings certificate with a fixed maturity date and specified interest rate, typically higher than a standard savings account.
