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Car Loans Articles

Navigating Credit Scores: How They Impact Your Car Loan Options in Australia
Navigating Credit Scores: How They Impact Your Car Loan Options in Australia
Welcome to the guide designed to help you navigate the intricate world of credit scores and their impact on your car loan possibilities in Australia. Whether you're a long-term resident or here for a temporary stay, understanding the nuts and bolts of credit scores is crucial in securing your ideal vehicle through a loan. This post aims to shed light on this pivotal financial metric and aid you in your car financing journey. - read more
Understanding Specialist Lenders: The Secret to Better Car Loan Terms
Understanding Specialist Lenders: The Secret to Better Car Loan Terms
Specialist lenders are financial institutions that offer tailored loan products to meet the unique needs of borrowers who may not be well-served by traditional banks. These lenders often have more flexible lending criteria and can accommodate a broader range of financial situations. - read more
Loans for Cars: Getting an Even Better Deal
Loans for Cars: Getting an Even Better Deal
If you're in the market for a new car, you're probably wondering what you need to do to get the best car loan. It's no secret that the car dealership will try to sell you a loan, but you don't have to take their offer! In fact, you can get a much better loan if you know what you're doing. - read more
Loans for Cars: Finding the Best Financing Options
Loans for Cars: Finding the Best Financing Options
The cost of buying a car is a major financial commitment, so it's important to consider all of your options before making a purchase. In this article, we look at some of the pros and cons of the most common car financing options, including leasing, hire purchase and paying cash, and what difference it makes whether you are buying a new or used vehicle. - read more
Loans for Cars: Understanding the Impact of Your Credit History
Loans for Cars: Understanding the Impact of Your Credit History
If you're in the market for a new car, you may be wondering if you can get a loan with poor credit. The answer is yes, but it's important to understand the impact that your credit history can have on the loan process. - read more
Five Common Mistakes First-Time Car Buyers Make and How to Avoid Them
Five Common Mistakes First-Time Car Buyers Make and How to Avoid Them
Buying your first car is an exciting milestone that can offer a sense of independence and freedom. Whether you're envisioning weekend getaways or a smoother daily commute, the joy of car ownership holds a special thrill. However, alongside this excitement, it is crucial to approach this journey with awareness and preparation to ensure you make a smart financial decision. - read more
Things You Wish You Knew Before Buying a Car
Things You Wish You Knew Before Buying a Car
Welcome to Things You Wish You Knew Before Buying a Car – the ultimate guide to understanding car financing.For a limited time, you can download a free copy of this valuable resource. Our retail price for the eBook is AUD $19.95, but we're offering it to you for free – no strings attached! Click to Download Free - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

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Finance News

Australian EOFY Car Deals Hit Record Highs in 2025
Australian EOFY Car Deals Hit Record Highs in 2025
01 Nov 2025: Paige Estritori
The 2025 End of Financial Year (EOFY) period witnessed an unprecedented surge in car deals across Australia, marking a significant milestone in the automotive industry. According to an analysis by TheBeep.com.au, the number of car deals in June 2025 reached 190, representing a 39% increase from the 137 deals recorded in 2024. This substantial growth underscores the intensified competition among automotive brands striving to clear stock before the June 30 deadline. - read more
EV and Hybrid Vehicle Financing in Australia Reaches $6.17 Billion in 2024
EV and Hybrid Vehicle Financing in Australia Reaches $6.17 Billion in 2024
01 Nov 2025: Paige Estritori
The Australian automotive finance sector has experienced a remarkable surge in support for electric (EV) and hybrid vehicles, with financing volumes escalating from $250 million in early 2023 to an impressive $6.17 billion by the end of 2024. This substantial growth underscores the pivotal role of financial institutions in facilitating the nation's transition to low-emission transportation. - read more
Affordable Electric Vehicles: New Low-Interest Loans for Eligible Australians
Affordable Electric Vehicles: New Low-Interest Loans for Eligible Australians
24 Oct 2025: Paige Estritori
The Australian government has launched a new initiative to make electric vehicles (EVs) more accessible to a broader segment of the population. This program offers low-interest loans to individuals earning less than $100,000 annually, as well as essential workers, facilitating the purchase of new and used EVs priced up to $55,000. - read more
RBA Weighs Additional Rate Cuts Amid Economic Indicators
RBA Weighs Additional Rate Cuts Amid Economic Indicators
16 Oct 2025: Paige Estritori
The Reserve Bank of Australia (RBA) is currently evaluating the necessity of further interest rate cuts in light of recent economic developments. Following three reductions earlier this year, bringing the cash rate to 3.6%, the central bank is closely monitoring indicators such as consumer spending and inflation trends to inform its monetary policy decisions. - read more
Navigating Car Loan Approval Timelines in Australia
Navigating Car Loan Approval Timelines in Australia
16 Oct 2025: Paige Estritori
Securing a car loan is a pivotal step for many Australians aiming to purchase a vehicle. Understanding the approval process and the time it takes can help set realistic expectations and facilitate a smoother experience. - read more
Current Car Loan Interest Rates in Australia: October 2025
Current Car Loan Interest Rates in Australia: October 2025
16 Oct 2025: Paige Estritori
As of October 2025, Australian borrowers have access to a variety of car loan options with competitive interest rates. Understanding the current landscape can assist in making informed financing decisions. - read more

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Bull Market:
A market condition where the prices of securities are rising, or are expected to rise.