Increase Your Chance at Car Loan Approval

Loans For Cars :: News

Share this news item!

Institutional Investors Maintain Course Amid Escalating Geopolitical Risks

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Institutional investors across the globe are largely standing firm despite acknowledging the rising geopolitical risks impacting their portfolios.

Recent research by investment consultancy firm Bfinance, involving over 160 institutional investors worldwide, reveals that most entities have not adjusted their strategic investments amidst the current economic turbulence driven by trade conflicts.

The survey found that a significant 82% of respondents have noticed an increase in geopolitical risks since the start of the year. European investors particularly feel the pressure, with 85% responding to increased risks, compared to 80% in the Americas and other regions. Unstable political environments and shifting global alliances are major factors contributing to this sentiment.

Despite these challenges, 75% of the institutional contingent report their risk appetite remains unchanged, indicating resilience amid turbulent times. Bfinance highlighted that the view of increased risk is shared across all investor categories, from pension funds to sovereign wealth funds, suggesting a wide-reaching consensus on the issue.

In terms of ESG (Environmental, Social, and Governance) considerations, nearly half of the investors report no change in strategy. However, opinions are shifting, with 24% viewing ESG as less appealing amidst growing policy resistance in the US. Around 50% are actively reassessing their approaches to ESG-related investments, focusing particularly on sustainability and climate-oriented strategies.

This divide on ESG priorities varies among investor types. Mission-linked investors like endowment funds are staying committed to ESG objectives, while those under more economic performance scrutiny are reconsidering their positions. Notably, institutional investors showed a split stance: 36% are staying the course, yet significant proportions are either downgrading (25%) or upgrading (17%) the appeal of ESG.

Ultimately, Bfinance's study shows a strategic recalibration phase for institutional investors, even as geopolitical uncertainties and policy shifts, especially in the US, prompt reassessments of certain tactics. Yet the dedication to long-term goals persists, with European investors leading in maintaining ESG principles whereas US investors navigate a shifting policy environment.

Published:Thursday, 17th Apr 2025
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

Share this news item:

Finance News

ASIC Identifies Critical Issues in Australia's Car Finance Sector

19 Dec 2025: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has recently conducted a comprehensive review of the motor vehicle finance sector, uncovering significant concerns regarding lending practices. This examination has highlighted issues such as exorbitant establishment fees and a troubling rate of early loan defaults, raising questions about the adequacy of current lending standards. - read more

Australian Used Car Market Experiences Significant Supply Surge

19 Dec 2025: Paige Estritori

The Australian Automotive Dealer Association (AADA), in collaboration with AutoGrab, has released the Mid-2025 Automotive Insights Report, revealing a substantial increase in the supply of used cars in the Australian market. The first half of 2025 saw 1,589,491 vehicles listed for sale, marking an over 30% rise compared to the same period in 2024. This surge in supply is reshaping market dynamics and influencing pricing trends. - read more

New Government Initiative Offers Low-Interest Loans for Electric Vehicles

19 Dec 2025: Paige Estritori

In a significant move to promote the adoption of electric vehicles (EVs) among Australian businesses, the government has announced a $50 million partnership with Metro Finance to provide low-interest loans for the purchase of EVs. This initiative is designed to support small and medium-sized enterprises (SMEs) in transitioning to cleaner transportation options, thereby reducing emissions and energy costs. - read more

ASIC's Findings Highlight Urgent Need for Reform in Car Finance Lending Practices

11 Dec 2025: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has recently unveiled findings from its comprehensive review of the motor vehicle finance sector, highlighting concerning trends that are likely to prompt a tightening of lending practices across the industry. - read more

Bank Australia's Bold Move: Phasing Out Loans for New Fossil Fuel Cars

11 Dec 2025: Paige Estritori

In a significant shift towards environmental sustainability, Bank Australia has ceased offering car loans for new petrol, diesel, and hybrid vehicles as of February 2025. This policy change aligns with the bank's commitment to achieving carbon net-zero targets by 2035 and underscores its dedication to promoting electric vehicle (EV) adoption. - read more

ASIC Launches In-Depth Review of Motor Vehicle Finance Practices

11 Dec 2025: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has commenced a thorough review of the motor vehicle finance sector, focusing on strengthening consumer protections and ensuring industry compliance with responsible lending obligations. This initiative aims to address potential risks and improve the experiences of borrowers across Australia. - read more

APRA's New Cap on High Debt-to-Income Home Loans: What Borrowers Need to Know

03 Dec 2025: Paige Estritori

The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at curbing potential risks in the housing market. Effective February 2026, APRA will implement a cap limiting the proportion of new home loans with high debt-to-income (DTI) ratios. This move is designed to promote responsible lending practices and ensure the stability of the financial system. - read more

Click for more Finance News

Car Loans Articles

The Credit-Savvy Car Buyer’s Guide to Obtaining Affordable Insurance

Embarking on the journey of car ownership comes with its share of responsibilities, one of which is securing affordable insurance. Understanding the intricacies of insurance rates is central to managing this recurring expense effectively. Insurers take into account numerous factors when determining your premium, including but not limited to driving history, vehicle type, and geographic location. - read more

Insurance Renewal Approaching? Tips to Ensure You're Still Getting the Best Rate!

Is it that time of the year again when your car insurance is up for renewal? Often, it comes as a reminder in the mail or a notification from your insurer. But instead of instinctively renewing your existing policy, let's pause and explore the underrated benefits of a periodic insurance review. Taking the time to scrutinize your policy could unveil potential savings and align coverage with your current needs. - read more

Things You Wish You Knew Before Buying a Car

Welcome to Things You Wish You Knew Before Buying a Car – the ultimate guide to understanding car financing.For a limited time, you can download a free copy of this valuable resource. Our retail price for the eBook is AUD $19.95, but we're offering it to you for free – no strings attached! Click to Download Free - read more

Loans for Cars: Establishing How Much You Can Afford to Borrow

When it comes to car loans, one of the first things you need to determine is your budget – how much can you afford to borrow and still comfortably make your monthly car loan repayments? - read more

Loans for Cars: Getting an Even Better Deal

If you're in the market for a new car, you're probably wondering what you need to do to get the best car loan. It's no secret that the car dealership will try to sell you a loan, but you don't have to take their offer! In fact, you can get a much better loan if you know what you're doing. - read more

Loans for Cars: Finding out if you Qualify

Qualifying for a car loan isn't all that difficult. There are a few key things that lenders will look at when considering your application, including your income, credit history/existing loans, employment, age, and residency atatus. As long as you have a good understanding of these factors, you’ll be in a much better position to qualify for a car loan. Keep reading to learn everything you need to know about qualifying for a car loan! - read more

Common Car Loan Pitfalls and How to Steer Clear of Them

Buying a car is a significant financial decision, and for many Australians, this means taking out a car loan. - read more

Start Here !

All quotes are provided free and without obligation. We respect your privacy.

Knowledgebase

Personal Loan:
A personal loan is a loan provided to an individual or individuals (as opposed to a business) and that can be generally be used for a variety of purposes subject to the approval of the lender.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.

Institutional Investors Maintain Course Amid Escalating Geopolitical Risks

Institutional Investors Maintain Course Amid Escalating Geopolitical Risks

Share this news item:

START HERE.